Bank or KYC update message led to data theft
KYC / PAN / Aadhaar Update
No bank asks you to update KYC via SMS link. Always phishing.
What you should know
Banks never do this
No bank or government body asks you to update KYC via SMS link or app download. This is always a phishing front for account takeover.
Phishing fraudIT Act §66C
Lock Aadhaar now
Open mAadhaar or visit uidai.gov.in, lock your biometrics immediately. Prevents misuse for loans or new SIMs.
Check for downstream misuse
Run a free CIBIL report. Check TAFCOP for SIMs in your name. KYC fraud often enables identity theft beyond the immediate debit.
CIBIL + TAFCOP
Do NOT do these
- Pay any "recovery" fee or middleman
- Share OTP, PIN, or CVV with anyone
- Delete messages, calls, or screenshots
- Install APK files or click KYC links